IVA - Individual Voluntary Arrangement  -a way to live with peace of mind

An IVA – an Individual Voluntary Arrangement is a legal process for UK residents. Our partners may be able to help people who have debts of over £15,000 and four or more creditors.

An IVA is a legal process where on agreement, your creditors accept a reduced offer of repayment in full and final settlement of the debt.

Payments are normally made over a 5 year period, following which the remainder of your debt is negated.

Interest and charges on your account are suspended and your account is administered by our partners who are fully qualified insolvency practitioners. They will take responsibility for liaising with your creditors and distributing monies on your behalf.

IVAs are an option for both Tenants and Homeowners. If you do own your own home, you may be required to release equity in it – this is normally done via a mortgage or loan secured on it. Why not let our partners discuss your circumstances – there are NO UPFRONT FEES in discussing your options.

If you think that you might qualify and wish to speak to our partners, complete and submit the enquiry form below or call 0871 875 3535.

Your Personal Details

Forename
Surname
Email Address
Home Telephone	(no spaces)
Work Telephone	(no spaces)
Mobile Telephone	(no spaces)
Employment Status	Full Time Part Time Self Employed Temporary Position Contract Worker Disability Housewife Private Pension Retired Student Unemployed
Date Of Birth	Day 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Month January February March April May June July August September October November December Year 1941 1942 1943 1944 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964 1965 1966 1967 1968 1969 1970 1971 1971 1973 1974 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988
Permanent UK Resident	(click if Yes)

Your Address Details

Address Line 1
Address Line 2
City
Postcode
Residential Status	Home Owner Joint Owner Living With Parents Married Quarters Tenant
Years at this Address

Your Finances

Income per Month £
Expenditure per Month £
Net Surplus

Your Debts

Outstanding Debt  £
Creditor 1	Owed £
Creditor 2	Owed £
Creditor 3	Owed £
Creditor 4	Owed £
Creditor 5	Owed £

Your Credit History

Have you had any CCJs against you?	(County Court Judgment - click if Yes)
Have you missed any loan payments?	(click if Yes)

Any other information you feel relevant

When is best to contact you ?  in the      Morning:     Afternoon:     Evening:

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